CTC Breakup Calculator
Break down your annual CTC into Basic, HRA, PF, Gratuity, and in-hand salary.
How to Use
- 1
Enter your CTC
Type your total annual CTC (Cost to Company) in rupees.
- 2
View the breakup
The tool calculates Basic, HRA, PF (employer and employee), gratuity, and net in-hand salary.
- 3
Adjust components
Modify the percentages to match your actual salary structure.
- 4
See monthly take-home
View both annual and monthly in-hand salary after deductions.
Frequently Asked Questions
Enter your annual CTC and the tool breaks it down into basic pay, HRA, special allowances, PF contribution, professional tax, and other deductions to show your estimated monthly take-home salary.
CTC is the total cost your employer spends on you, including PF, gratuity, insurance, and bonuses. In-hand salary is what you actually receive after all deductions, which is typically 60-75% of CTC.
Yes. It uses standard Indian payroll components including basic salary, HRA, PF (both employee and employer), professional tax, and income tax deductions under both old and new regimes.
More in HR Tools
HR Email Templates
Ready-to-use HR email templates — offer, rejection, interview invite, and more.
Interview Question Generator
Generate role-specific interview questions by job title and seniority level.
Notice Period Calculator
Calculate your last working day based on resignation date and notice period.