SIP Returns Calculator
Calculate SIP maturity value with optional yearly step-up and inflation adjustment.
How to Use
- 1
Enter monthly SIP amount
Type how much you want to invest every month.
- 2
Enter expected annual return
Enter the expected annual return rate (e.g., 12% for equity mutual funds).
- 3
Enter investment duration
Set how many years you plan to invest.
- 4
View projected corpus
See the total invested amount, estimated returns, and final corpus with a growth chart.
Frequently Asked Questions
Enter your monthly SIP amount, expected annual return rate, and investment duration. The calculator uses the compound interest formula to show your estimated corpus, total invested amount, and wealth gained.
Financial advisors typically recommend investing at least 15-20% of your monthly income through SIPs. Even small amounts like Rs 500-1000 per month can grow significantly over 10-20 years due to compounding.
Historically, Indian equity mutual funds have delivered 10-12% annual returns over long periods. For conservative estimates, use 10% for equity and 7-8% for debt fund SIPs.